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What is Water Damage?

Water damage can cause thousands of dollars of damage in your home, and it can also lead to mold growth which will cost even more to deal with. The restoration process can be lengthy and expensive, depending on what kind of homeowners insurance plan you have taken out.
Not all insurance companies will provide flood insurance, which is why hiring a water damage restoration company like Mold Remediation USA can be the best solution when it comes to the restoration of your home after water or flood damage.

What Causes Water Damage?

There are various causes of these issues, and it can happen almost anywhere in your home, including crawl spaces. Some of the most common categories of these claims include flood damage or the damage that occurs due to a household appliance leaking, like the washing machine or air conditioning.
It can also appear due to roof or foundation cracks within the building, which might also result in additional damage later on. Depending on where you are based in the country, the source of the water damage could be caused by the climate. Storm damage is one of the most common causes of water-damaged property in many states, and you can be protected by insurance coverage.
Home insurance policies can provide coverage for natural damage, which could be water damage that has come from problem weather.
Other causes include household appliances like air conditioners, water heaters, and washing machines with leaking pipes. As almost every home in the country has these kinds of appliances, with many properties being built with air conditioning units already, damage caused by a water leak in the pipes is common.

Categories of Water Damage

Water leaks are categorized based on the risks they pose in all areas.
Every insurance agent will access the situation of water damage as the first step in any claim, and this can be used to back up any claims you make.
Category 1 water damage is when the water supply is running clean and does not pose health risks. This kind of damage is commonly caused by appliance malfunctions and something that many insurance claims are made for.
Category 2 refers to a level of water contamination, also known as grey water, which contains mold and can cause sickness if ingested. Examples of this kind of damage come from pipe plumbing issues, such as damaged toilets, a broken water heater, or a sump pump.
Category 3 is known as black water, which contains mold spores that can cause health problems, such as flooding in the sewage system and contamination of standing water. This requires special water extraction.

What Can Help?

Water restoration services can help save your home, which is why many companies offer it in their home insurance policies. You can be covered for everything from flooding if you have a flood insurance policy, leaking water tanks, damage to household appliances, giving you peace of mind when maintaining your home.
The way to tell the difference between a great insurance company and an average one is whether they offer water mitigation services.

If you have any questions, please contact us.

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